# Catalpa House Mortgage

> DSCR loans for real estate investors — purchases and refinances underwritten on property rental income, not personal paycheck income.

Catalpa House Mortgage brokers DSCR (debt service coverage ratio) loans for turnkey rental acquisitions and refinances. NMLS #2704559. Equal Housing Opportunity.

## Primary pages
- Home: https://catalpahousemortgage.com/
- Apply / pre-qualify: https://catalpahousemortgage.com/#apply
- Loan terms: https://catalpahousemortgage.com/#loan

## What we do
- DSCR loans qualified on the income the property produces
- Turnkey purchases and refinances (including cash-out / rate-and-term once stable)
- Primary market: Birmingham, Alabama; also Ohio, Tennessee, and other markets
- Partner hard money / bridge when a deal needs rehab before DSCR

## Contact
- Phone: +1 205-224-0264
- Address: 1 Perimeter Park S Suite 100 N #118, Birmingham, AL 35243
- Site: https://catalpahousemortgage.com/

## Compliance
- NMLS #2704559
- Equal Housing Opportunity